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We've helped
over 10,000 people
get their finances
back on track

"Bankruptcy is a difficult thing for anyone to experience, there is shame, fear and financial hardship to endure. I would like to take this opportunity to applaud you all on making this process so much easier for us."


"A very kind and friendly voice……..I was already feeling very bad about my situation and she was very comforting. Thank you. "


"It was all worth it, everything is going good now and I’ve already recommended you guys to a couple different people."


"We appreciate everything that you have done for us and we are enjoying life so much more now. Everyone in your office has been so nice and helpful. Thanks for helping us to understand each step of our bankruptcy."


"Thank you...for your kindness, help and respect, and for removing many stresses from my life, thus allowing me to begin again. You are so much appreciated."


"I have definitely benefited in the last year. I have been taught money management, patience and discipline. Thank you so much for making me debt free!"


"Thanks for your help and guidance during the black times of our bankruptcy. You brought peace and a ray of color in a dark time."


"I appreciate everything you’ve done and taught me."


"Thanking you so much for your excellent service and making a pretty difficult year less difficult. Want to say all the best to you and your Company."


"I would like to Thank You and your staff very much for helping me through one more very difficult time of my life."


"Thank you so very much for all that you have done for us. You have given us a new start and we appreciate it very much."

~P&S D

"I have learned to budget better and make my dollar go further. I admit that I still need and have room for improvement, however you and your staff have helped me considerably."


"I met with you last week in regards to my financial situation. Though you were really unable to assist me you did give me some great advice."


"Thank you for making a difficult situation not so difficult."


"Thank you all for your caring and kindness during a difficult time. I feel like I have my life back. Thank you...thank you!"

"You people are so very, very nice. You have helped me more than words can say. You are all totally appreciated!"


"Thank you all for helping guide us through our financial difficulties. The care and respect shown to us by all your staff was greatly appreciated."

~W&C M.

"I would like to thank you and your staff for making a situation that was personally uncomfortable better. Thanks a Million!!!!!!!"


"I am back in control of my finances with your assistance. Your help made all the difference. Thank you!"


"Thank you for your patience and help this past year."


"We want to Thank You and your team at Beverley & Associates for successfully negotiating our proposal"


"To all the staff thank you very much for all your help and friendliness."


"I just want to thank you again for your prompt attention to my situation. It was very much appreciated. Your efforts helped ease some of the stress of this difficult time."


"Thank you for your assistance and professionalism, it has been greatly appreciated."


"Thank you! We so appreciate that you have helped us through this crisis. We are starting to feel whole again and looking forward to spending our retirement in peace. Thanks again"

~R & M M

"We want to take this opportunity to Thank You and all your staff for your exceptional, competent, and so friendly service that you rendered to us. We will gratefully remember the experience and remain at your service."


"Thank you very much for pulling me out of the hole in 2007. My life is back on track…You’re a godsend."


"Thank you all for the help in the past, you are very nice people."


"I want to “Thank You” for all your help and more."


"Your kindness was appreciated more than words can say…..Thank you very much…….I will never forget your kindness and competence in serving me."


"Thank you very much for being so kind and so generous. You people have all made my life so much easier even when I thought I was guilty, you saw me as a victim which I really didn’t realize I was until I came to your business. I now feel like a butterfly set free. Thanks for everything."


"Just a little note to say thanks so much for everything. Because of you all I have no more stress due to finances. You took away that big black cloud."


"Thank you for all your help. I really appreciate it."


"Thanks for all your assistance over the past year and being helpful, this is a hard thing for me. Your telephone manner is so helpful in easing my concern. Thank You!!!!!!!!!!!!"


"What you do in regard to helping people to maintain self respect while learning to cope and face the realities of their financial situation, goes beyond mere words. We have learned so much and our future will be better for those reasons."


"I truly would like to thank you for all the help and wonderful service you have provided us. Thank you so much."


"Thank you for all your help during this past year. It has restored my faith and hope for a better future."

"I want to thank John and his staff, and in particular, Melody, for being especially understanding during an extremely difficult time for me. Without judgment and with a lot of caring, compassion and hand holding, they were able to see me through the entire process in a very stress free manner. I will forever be grateful."


"Thanks very much, I appreciate all you and your company have put into my file."


"This comes with appreciation for the thoughtfulness you’ve shown."


"To all the AMAZING staff at John S. Beverley & Associates!!! Thank you for your support, understanding, patience, and education you have given me this year. You are all truly special people who have been a positive influence in my life. Thank you!"


"A simple Thanks to everyone for all your help and support. You have changed by life from worse to a better one."


"Thanks to Mr. Beverley and his staff for all your help."


"When I think of all the things you’ve done, I simply can’t just stop with one……So Thank You again and again to Mr. Beverley and staff who helped us through a very difficult time of our life. We truly appreciate your extreme kindness."


"I’d like to take the time to thank you very much for all your help your staff and Mr. Beverley have given me to help make this as painless as possible."


"We appreciate the counselling and all the advice on our 2nd chance. Thanks for being there and giving us our “kick in the butt” when we needed it the most."


"Thank you for all the “hand holding” over the past year."


"Thank you for your wonderful support, guidance, patience, understanding and kindness. I am on the right path now with a fresh start. My son and I have a much brighter future and words could not express how thankful I am."


"Thanks for all your assistance over the past year."


" I just want to wish Thank You for a job well done!!!!!"


"Thank you all very much for everything."


"Thanks a million. You have been very kind, and I am most grateful."


"Thank you so much for helping me out here, from the bottom of my heart."


"Just a note of thank you and appreciation for your time and helpful information."


"Thanks for all your help, it’s a big weight off my shoulders."


"Thank you for helping us through a difficult financial time and also a difficult personal time in our lives. It was nice to deal with people who have integrity."


"Mr. Beverley and Staff: Thank you so much everyone for your help in the past year. I was treated with compassion, kindness and understanding. I was reluctant to seek help, but in the future I would recommend your services to anyone. You were professional, yet explained things in a clear and simple manner. I am grateful to you all!"


"Thank you for all your team’s hard work!!!!!!!!"


"We would like to thank John S Beverley & Associates Inc. for giving us our lives back. The phone does not ring day and night and when it does ring there is a friendly voice on the other end. "


"Thank you for all your kind help."


"Thank you for all your help and understanding. It is a great feeling being free from the noose of debt."


Our Staff

John BeverleyJohn Beverley

Licensed Insolvency Trustee

Administrator of Consumer Proposals

Since 1982, John Beverley has worked exclusively helping people with debt challenges. After qualifying as a Management Accountant in Scotland in 1979, he moved to Canada in 1981. He is a Fellow member of the Chartered Institute of Management Accountants (CIMA) in Europe, the highest honor bestowed upon members of the organization. In 1983 he became a member of the association of Certified Management Accountants of Canada (CMA), who now use the CPA designation.

Prior to the incorporation of John S. Beverley & Associates Inc., John spent 13 years with the International accounting firm, Deloitte & Touche.  Most recently he was their Vice-President in Prince George, responsible for the management of the insolvency department, serving all of Northern B.C.

After obtaining his License as a Trustee in Bankruptcy in 1988 when he was just 29 years old, he became one of the youngest Trustees in Canada at that time. Since then he has amassed a wide range of experience in all aspects of insolvency, having dealt with a variety of assignments in his many years of experience.

John takes pride in his work. Since 1994 he has been the President of John S. Beverley & Associates Inc. and has helped over 8,500 people and companies to resolve their financial problems. He enjoys being able to help people put their problems behind them and get their financial matters back on a positive track. He knows that bankruptcy is not always your best option. He will look for alternatives and will happily advise you of all your options.

Aside from helping thousands of individuals get back on their feet, John has been involved in various corporate engagements within the following industries:

  • Retail
  • Trucking
  • Forestry
  • Hotel
  • Plumbing and Heating
  • Construction

Maintaining an active role in his community and in the province, John is involved in various roles with the Chamber of Commerce, Kinsmen Club and the Junior Chamber/Jaycees, in which he is a Senator. He also participates in fundraising for the B.C. Children’s Hospital.


Melody DesmaraisMelody Desmarais

Licensed Insolvency Trustee

Administrator of Consumer Proposals

Melody started her career in the insolvency field in 1990 and has steadily progressed through various aspects of the industry.  Prior to her 18 year employment as Senior Estate Manager with John S. Beverley & Associates Inc., she spent 5 years as an Insolvency Assistant with the international accounting firm, Deloitte & Touche.

Insolvency and restructuring has been a challenging and rewarding career for Melody and she dedicates a great deal of time to continuing her education in the field.  After successfully completing CAIRP's Chartered Insolvency & Restructuring Professional qualification process and acquiring the CIRP designation, she successfully challenged the Office of the Superintendent of Bankruptcy Oral Board of Examination and has been granted a Trustee's License in both British Columbia and the Yukon Territory.

Being born and raised in north central British Columbia, she is familiar with the northern way of life and all of its uniqueness.  From Riverboat Days in Terrace to Over the Line Snowball in Prince George, from the Williams Lake Stampede to fly fishing north of Mackenzie - north central British Columbia's great outdoors is very much a part of Melody's life.

Melody wholeheartedly believes that assisting individuals and small businesses with debt solutions and ensuring clients have all the information to make informed decisions is an integral part of how "We Can Help".

Marie HergerMarie Herger

Estate Manager

Marie has worked with John S. Beverley & Associates Inc. since 2013 and has quickly become a valuable and knowledgeable Estate Manager. Her over 20 years in the Customer Service field strengthens her ability to communicate clearly and effectively.

She was born and raised in northern BC and believes it to be the best place on Earth to live.

Marie holds a Bachelor of Science in Physics from UNBC and is an accomplished Toastmaster.

Zelia DeMeloZelia DeMelo

Estate Manager

Zelia has worked in the insolvency field for more than 20 years. She has a wide range of experience with personal bankruptcy, consumer proposals, credit counselling and budgeting.

Zelia is a Qualified Insolvency Counsellor who has an ability to relate to the circumstances of others and is able to provide individual support and tools for money management, budgeting and rebuilding credit.

She enjoys helping people work through the process to find the right solution for a fresh start and build a stronger financial future.

Outside of work, Zelia enjoys spending time with her family, travelling, and the outdoors.

Connor BeverleyConnor Beverley

Connor is a graduate of the UNBC Bachelor of Commerce program, obtaining a degree in both Finance and Marketing.

Prior to joining us he worked as a Customer Service Representative at Scotiabank for over 3 years.

Born and raised in Prince George, and graduating from Kelly Road Secondary School, Connor knows the city well, and outside of work he enjoys being at the lake and spending time with friends and family.

Michelle MakelkieMichelle Makelke

Michelle has worked in the Insolvency field for over 20 years, and she has been with John S. Beverley & Associates Inc. since the firm's inception.

Michelle is responsible for the coordination of court hearings and the required documentation, the maintenance of the banking records, and distribution of funds.  She also is a Commissioner for taking Affidavits.

Shari KiddShari Kidd

When you first enter our office, you will be greeted by the warm smile of Shari Kidd. Shari has dedicated herself to providing exceptional customer service throughout her career. “You can rest assured that you are in good hands with John Beverley and his staff,” she says. She will guide you through your introduction to the insolvency process, and be there to direct your inquiries as you proceed.

Carole GuenetteCarole Guenette

Carole Guenette joined us in 2014, as an administrative assistant. With careful attention to detail, Carole handles preparation and processing of documents, to ensure our system runs smoothly. Her care for clients is an important part of all that we accomplish on your behalf.

Kim BeverleyKim Beverley

Kim has been with the Firm since its inception in 1994.

Prior to joining us she was the Executive Assistant to the Vice-President of the Bank of Montreal for Northern B.C.

Among other duties, Kim is responsible for all of our estate banking.

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